Relieves the financial stress after a total loss.

Did you know that some comprehensive policies exclude laptop computers and mobile phones?

Provides you with a payment of up to $5,000 for out of pocket expenses (as shown below) incurred as a result of a total loss through theft, fire or accident and your comprehensive insurer makes a full total loss settlement to you.#

Things you need to know

 

What's Covered

Benefit

Need to Know

Out of pocket expenses following the total loss of your vehicle

• Incidental expenses: travel, accommodation, car hire, taxis, phone calls and more.

• Personal items: laptops, tablets, phones, sunglasses, baby seats, clothing, sporting equipment and more.

• Cover up to $5,000
• Invoices/receipts for proof of expenses may be required.
• Protect you up to 5 years.

Vehicle replacement benefits

Where your comprehensive vehicle insurer replaces your vehicle (instead of paying you the agreed or market value of your vehicle), we will pay you up to $2,000 to cover incurred costs for accommodation, travel expenses, hire car, etc.

Your insurance cover will continue in respect of the replacement vehicle. The benefit will be limited to the difference between the $5,000 policy benefit you have and the benefit you received following delivery of a replacement vehicle.

No excess

No excess is applicable on claims.  
Cooling-off period If circumstances change or if you change your mind, you can cancel your insurance within the first 21 days and receive a full refund, provided no claims have been made.  
Cancellation policy

On cancellation after the cooling off period, Eric will provide you with a refund for the unused portion of the premium, less the cancellation fee.

A refund of premium balance, less a cancellation fee of $50.

Refer to the Product Disclosure Statement (PDS) for full terms, conditions, exclusions and key factors that influence the cost of the insurance product.

Total Assist Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (Eric). This document may contain general financial product advice that does not take into account your personal financial circumstances. You can obtain the relevant PDS by contacting Smartleasing on 1300 144 873 or from Eric. Only Cover Level 1 available through Smartleasing.

Product Disclosure Statement

# Optional extras offered by Smartleasing are outside the Standing Offer Arrangement (SOA) in the Queensland Government established Salary Packaging Novated Leasing Panel QGP0026-16. These products are optional extras which you can choose whether or not to purchase.